Free money!

At the beginning of this year, because of new laws, I went back on my parents family health plan and stopped paying for my own. It used to cost me ~$200/month for my own plan, and I decided to now contribute that amount to my company's 401k plan.

So I did some simple math and just from contributing this money (that I had already planned on spending for the next 6 years) to a retirement plan, I will have made an ADDITIONAL $248,000 (@7% return) or $369,000 (@8% return) by the time I retire!

In summary, I am spending $0 more than I had planned on spending, my parents are spending $0 more than they planned on spending, and somehow I will end up plus a quarter mil or more...